Daily Motor News – Monday 20 October 2025

ILC ARTICLE

20th October 2025

This week’s headlines highlight the financial, legal and behavioural pressures shaping the current motor landscape.

Speeding convictions are on the rise, with the number of penalty points issued surging from 2.3 million in 2021 to 9.6 million in 2024 – potentially adding £291m to national insurance costs (Go.Compare). Meanwhile, the Mandatory Mediation Pilot has expanded to include low-value RTA claims, encouraging faster, more collaborative claims resolution (Carpenters Group).

In a market still recovering from regulatory upheaval, the FCA has indicated that expected compensation levels for car loan mis-selling may be lower than originally suggested (BBC).

EVs continue to dominate automotive trends, with used models selling at record speeds – led by the Tesla Model Y (Autotrader). Yet brands like Lamborghini remain committed to combustion engines for the foreseeable future (BBC).

On a forward-looking note, the latest report from Guy Carpenter explores the readiness of UK markets for Mobility as a Service and its potential insurance implications (Guy Carpenter).

These stories together reflect the sector’s continued need to adapt, innovate, and work collaboratively towards a better tomorrow.

Breaking: drivers could be paying an additional £291m for car insurance due to speeding convictions

With new reports revealing an increase in the number of speeding penalty points issued, from 2.3 million in 2021 to 9.6 million in 2024, the car insurance experts at Go.Compare can reveal this is likely to have a huge knock-on effect on the nation’s car insurance premiums. Read more

Mandatory Mediation Pilot Extended to Low-Value RTA Claims

The mandatory mediation pilot for small claims, launched in May 2024, has now been extended to include low-value Road Traffic Accident (RTA) claims under £10,000. Read more

The true cost of claiming on your car insurance – and why fault doesn’t always matter

It’s a question your insurer will never answer: how much does your car insurance go up after a claim? Complex algorithms, individual circumstances, the nature of the accident and a list of other factors are all in play, making a definitive answer hard to come by – especially when your premium often rises each year regardless. Read more

How will car loan compensation payments work?

The financial regulator has said millions of people who were mis-sold car finance could be entitled to less compensation than it had previously suggested. Read more

Sabre Insurance Group plc trading update

Geoff Carter, Chief Executive Officer of Sabre, commented: “I continue to be pleased with our performance at the Q3 stage of 2025. Our long-term focus on margins over volume means we are confident of delivering a strong full-year result with profits in-line with 2024 with a very robust capital position, despite market-wide motor premium pricing weakness for large parts of 2025.” Read more

Used EVs selling at record speed with Tesla Model Y hottest car this October 

According to the latest data from Autotrader, the UK’s largest automotive platform, the maturing used electric car market is fast coming of age, with electric vehicles (EVs) selling in record time in October.  Read more

Lamborghini swerves away from all-electric future

The boss of Lamborghini has said its customers still want “the sound and the emotion” of internal combustion engines, and the company will use them in its cars for at least the next decade. Read more

Winners of the 2025 Excellence in Road Safety Awards Announced in Brussels

The European Road Safety Charter, led by the European Commission, has announced the winners of its Excellence in Road Safety Awards 2025. This year’s awards spotlight the best innovation, dedication, and impact in road safety across Europe. Read more

Kennedys achieves top rankings in Chambers & Partners UK 2026

Kennedys has once again been recognised among the UK’s leading law firms in the Chamber & Partners UK 2026 guide. The firm has been ranked in a total of 24 practice areas in Chambers UK 2026, including eight rankings in the Band 1 category. In addition, 55 lawyers have been individually recognised within the guide. Read more

Guy Carpenter report discusses mobility as a service from a (re)insurance perspective

In the new report, A (Re)Insurance Perspective: UK Mobility as a Service (MaaS) Readiness and European Overview, Guy Carpenter experts discuss how MaaS is driving a paradigm shift in urban transport, offering integrated, on-demand and sustainable alternatives to private car ownership. Read more

EV charge points target achievable, council says

A target to install hundreds of new public on-street electric vehicle charge points in the next three years is still “achievable”, Surrey County Council (SCC) has said. Read more

How Technology Will Shape Collision Shops Over the Next 5-10 Years

US: ADAS, AI and autonomous vehicles are changing the industry and creating opportunities for repair facilities with the right mindset. Read more

TyreSafe has partnered with City of Wolverhampton College to embed tyre safety education into the curriculum for its automotive students—marking the charity’s first collaboration with a UK further education provider. Read more

Vizion Network Ltd has been officially named in the E2E Dynamic 100 list for 2025. The This recognition, in partnership with The Independent, celebrates the UK’s most dynamic and forward-thinking companies. Read more