
“By grounding our model in active inference, we’ve achieved a holistic representation of human collision response,” says Arkady Zgonnikov, assistant professor at TU Delft. “This allows us to simulate the internal ‘surprise’ a driver feels during a conflict, providing a more human-like benchmark for autonomous driving systems that was previously impossible to automate at scale.” Read more


Motor insurance premiums set to rise as insurers face new cost pressures
With profits close to £2 billion in 2025, the motor insurance market enjoyed a year of over-performance – as cut-rate premiums were offset by a decline in major claims. The road ahead may be bumpier, though, with researchers expecting profits to fall to just over £1.3 billion in 2026, with rising claims and changing expenses hitting the sector. Read more


Strong technical outcome delivered by Carpenters Group insurance team
Carpenters Group has secured the withdrawal of a high-value personal injury claim involving an illegally operated e-bike, delivering a positive result for the client with no damages paid. Read more
Shorter cycles, lower peaks: the new shape of UK motor insurance
After a record-breaking 2025, the UK motor market is entering a new phase. With use of its UK Motor Market Model, Oxbow Partners latest analysis points to a more stable environment, with shorter pricing cycles and more disciplined pricing behaviour. However, profitability is expected to fall as lower premiums earn through and claims costs rise. Read more
Record-breaking £4m PI claim thrown out over dishonesty
A defence firm has helped to see off a record-breaking £4m case which was based on fabricated and exaggerated claims of life-changing injuries. Read more
Advisory letters support uninsured driving strategy
MIB (Motor Insurers’ Bureau) has highlighted the positive impact of its Insurance Advisory Letters, with motorists taking action to secure insurance cover after being alerted to potential gaps in their policies. Read more
What the broker has always known: claims build trust
It’s during the claims experience that insurers show who they are, and when brokers make assessments that will colour future placements. But, ultimately, brokers and insurers are on the same team, says BIBA CEO Graeme Trudgill. Let’s both bring that ‘can do’ attitude to delivering for the client. Read more
FCA warns motor finance payouts could slip into 2027
Motor finance customers may have to wait until 2027 for compensation payments after legal challenges have delayed the Financial Conduct Authority’s (FCA) proposed redress scheme. Read more


Ghost plates and cloned number plates: how criminals hide stolen vehicles
The vehicle registration plate is one of the most important tools available to law enforcement. It helps identify stolen vehicles, link offenders to crime and supports investigations across local, regional and national policing operations. Read more
Introducing Waymo’s new reference model for human collision avoidance
Nature Communications has published its joint research with Waymo and TU Delft, advancing a breakthrough active inference framework to model human crash-avoidance behavior. This work marks a significant leap in enhanced capabilities and increased realism for our established methodology, providing a careful, competent human driver benchmark for collision avoidance. Read more
BMW Motorway Assistant: Over 200 million kilometres driven hands-free by customers
BMW customers have covered more than 200 million kilometres hands free with the BMW Motorway Assistant. The function is used daily by customers in several model ranges, including the 5 Series and 7 Series, iX, X5, X6, X7 and XM, as well as the new BMW iX3. Read more
BYD’s 5-minute EV chargers go live overseas, and they may undercut Tesla Superchargers
Ready to go in 5 minutes, BYD’s Flash Charging stations are just as quick as filling up at the gas station. After opening the first stations in Europe and the UK, BYD’s new EV chargers may be even cheaper than Tesla Superchargers. Read more


Franchised dealer share of fleet SMR work hits new low
Fleet use of franchised dealers for service, maintenance and repair (SMR) has fallen to its lowest level on record, according to new analysis from Epyx. Data from the company’s 1link Service Network platform shows that franchised dealers accounted for 54% of fleet SMR jobs in January 2020. Read more
Cyber Insurance as a Strategic Partner in the Face of Rising Cyber Risk
Organisations are facing increasingly sophisticated cyber threats, such as targeted ransomware, supply chain attacks, and the exploitation of zero-day vulnerabilities. In this context, cyber insurance has evolved from being merely a risk transfer tool to becoming a key element within business resilience strategies. Read more
AI Coding Adoption Hits 97% but Governance Lags Behind
Nearly all software development teams have adopted AI coding assistants, but fewer than a third govern how the tools are used and that gap is capping the productivity AI promises. Read more
Investors sell off large European reinsurers following Q1 P&C revenue decline
The share prices of Europe’s three largest reinsurers fell into negative territory after the companies reported lower first-quarter revenues in early May. Read more


AXA XL today announced a strategic partnership with Deloitte to provide cybersecurity and operational technology services to clients worldwide. Read more
US: FCA US has issued a new recall for more than 1 million model year 2021-2025 Jeep Gladiator and Wrangler vehicles due to a risk of fire, even when the vehicles are turned off. Owners should park their vehicles outside and away from other vehicles and buildings until their vehicle has been repaired. Read more
Fish Brothers, the Swindon-based multi-franchise dealership group, has extended its exclusive remarketing contract with BCA for a further two years, with the extension commencing from 1st July, 2026. Read more
UPCOMING EVENT
Mobility in Insurance Conference 2026
15 October 2026
Motor Claims News

Drivers cut car spending
07-10-2026

ILC Weekly News Round Up – Wednesday 7 October 2026
07-10-2026









































































